Private Lending Redefined

Cut through the red tape

We’ve redesigned the private lending and Investor’s process. We cut all the red tape and made it simple. Type in everything we need to know, and schedule calls with our team members for the quickest and most transparent loan process the industry has seen.

Getting a loan

is easy!

Apply Online

Kick off the process with a simple online application, available 24/7 for your convenience.

We get straight to work

With our streamlined process, we can quickly determine your eligibility and loan terms.

Meet your lender

Discuss the final details, review the terms, and receive your funds in a timely manner.

Borrower Testimonials

My situation didn’t fit the box for traditional lenders, but Prime Pinnacle understood the value of my property and gave me the temporary capital I needed. That loan made all the difference. Banks didn’t want to touch my project because of my self-employed income, but Prime Pinnacle looked at the deal itself. They believed in me when no one else would, and now my project is complete.

Kevin M, Orlando, FL

I just needed a short-term solution to finish renovations before refinancing. They gave me the funds quickly, and I was able to wrap up my project and refinance into permanent financing without missing a beat. Because of this loan, I was able to purchase a property at a steep discount, complete the rehab, and exit with a huge profit. They gave me the opportunity to succeed when traditional financing wasn’t an option.

Susan S, Palmetto, FL

Borrower FAQs

What are your interest rates?

Interest rates do fluctuate due to market conditions and borrower credit worthiness. As of August, 2025 our short term loan rates range from 11.5-14.999%+

What documents do I need to provide to get a loan?

With our streamlined process, the documentation needs are individually based on your application and funding needs. We will share a secure document portal link so you can upload your documents safely and securely.

What are your minimum credit score requirements?

We do not have a minimum credit score requirement as we do not base our lending decisions on traditional credit scores and credit history. We rely on a comprehensive background check in our underwriting of your financing application.

Recently Funded Projects

Examples of recent projects funded and investment returns

Vacation Rental Home

Orlando, FL

1.2 Million

50% Loan to Value

1yr Loan Term

10% Investor Rate of Return

Palmetto, FL

180,000

50% Loan to Value

1yr Loan Term

10% Investor Rate of Return

Orlando, FL

2.2 Million

40% Loan to Value

1yr Loan Term

9% Investor Rate of Return

Riverview, FL

180,000

56% Loan to Value

1yr Loan Term

9.5% Investor Rate of Return

Invest With an Experienced Lender

Capital Preservation

Our fund and managers focus on capital preservation in times of stress over riskier yields. When pricing debt, we average a 65% LTV to prioritize the fund’s capital over risk.

High-Yield

Residential construction loans generate high-yield double digit income returns for investors.

Access to Niche Markets

Our fund provides access to niche or specialized credit markets that are not readily available to individual investors.

Limited Exposure

Loans are short term 6-12 months, limiting exposure to market cycles and interest rates.

Diversification

Our Fund is structured to diversify originations and loans across borrowers, submarkets and regions.

Investor Testimonials

I was looking for an alternative to the stock market, and working with Tracy and Prime Pinnacle exceeded my expectations. I earned a steady 10% return, paid out right on time every month. It’s refreshing to actually see predictable results. Every month, I received exactly what was promised. No surprises, no excuses. Just strong double-digit returns. This is now a permanent part of my portfolio. I’ve tried other investment vehicles, but nothing has been as consistent as this. The security of real estate backing the loan plus the 9–10% returns made me a believer.

Kevin G, Boca Raton, FL

They treat you like a partner, not just a number. The communication was outstanding, and the returns speak for themselves. I’ve already reinvested twice. I’ve been investing with them for over three years now, and my money has grown steadily without a single late payment. That kind of track record is hard to beat. The combination of high returns, security, and personal service makes this one of the best financial decisions I’ve ever made.