Loan Program Guidelines
Commercial &
Industrial Loans
Flexible Capital Solutions for Investors, Developers & Business Owners
Commercial Loan Programs
Prime Pinnacle offers a full range of flexible commercial financing solutions designed for speed, creativity, and strategic structuring.
Bridge Loans
Short-term financing used to acquire or stabilize a commercial property before long-term financing is secured.
- Acquisition of commercial property
- Property stabilization
- Lease-up strategies
- Transitional financing
Hard Money Loans
Asset-based financing designed for investors and developers who require fast approvals and flexible underwriting.
- Fast closings
- Flexible loan structures
- Ideal for value-add projects
- Property-based underwriting
Mezzanine Financing
A hybrid of debt and equity used to fill the gap between senior financing and borrower equity in complex transactions.
- Large commercial acquisitions
- Development projects
- Capital stack optimization
- Leveraging additional equity
Purchase
Financing to acquire commercial real estate, structured around property cash flow, sponsor strength, and long-term strategy.
- Stabilized property acquisitions
- Owner-user purchases
- Investment property additions
- Portfolio expansion
Refinance
Replace existing commercial debt with improved terms, better rates, or a more flexible structure for your asset.
- Lower rates and payments
- Extend amortization schedule
- Exit maturing debt
- Consolidate multiple loans
Cash-Out Refinance
Unlock equity from stabilized commercial assets to fund growth, reinvest, or pay down other obligations.
- Access trapped equity
- Fund new acquisitions
- Renovations and upgrades
- Portfolio diversification
Development Loans
Ground-up construction and major redevelopment financing structured for experienced sponsors and complex projects.
- Ground-up construction
- Major value-add projects
- Mixed-use developments
- Pre-development costs
New Construction (GUC)
Single-close ground-up construction financing that converts to permanent financing once the project is complete.
- Ground-up commercial builds
- Single-close efficiency
- Converts to permanent at completion
- Eliminates two separate closings
Property Types We Finance
Our commercial lending solutions cover a broad range of income-producing and owner-occupied property types across all 50 states.
Office
- High-rise office towers
- Suburban office parks
- Professional office buildings
- Medical office buildings
Retail
- Shopping malls
- Retail plazas and strip centers
- Stand-alone retail buildings
- Restaurants and food service locations
Industrial
- Warehouses
- Distribution centers
- Manufacturing facilities
- Flex space (office + warehouse)
Multifamily
- Apartment complexes
- Workforce housing
- Student housing
- Senior living communities
Hospitality
- Hotels
- Motels
- Resorts
- Boutique lodging properties
Mixed-Use
- Commercial / residential buildings
- Office / residential properties
- Retail / residential developments
- Diversified income-producing assets
At a Glance
Why Prime Pinnacle
Ready to Structure Your Next Deal?
Speak with a Commercial Lending Specialist Today.