Residential Loans – Prime Pinnacle Investments
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Prime Pinnacle Investments
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Loan Program Guidelines

Residential
Loans

Fast, Flexible Private Lending for Real Estate Investors

Submit Your Deal Invest With Us
🏠 Fix / Flip / Rehab
💵 Cash-Out Refinance
📋 DSCR & Subject To
🤝 Joint Ventures

Program Parameters

Loan Types
Fix / Flip / Rehab · Cash-Out Refi · DSCR · New Construction · Early–Late Construction
Loan Sizes
$50,000 – $4,000,000+
Loan Term
Up to 12–36 Months
DSCR Long-Term typically 30 Years
Max Loan-to-Value (LTV)
Up to 80%+ of Improved Value
Max Loan-to-Cost (LTC)
Up to 90% of Purchase Price
Interest Rate
Starting at 8% — Interest Only
DSCR Start at 5.75%+
Origination Fee
Starting at 1.5% of Loan Amount
Lender Fees
Starting at $1,595+
Turnaround
Typically Less Than 14 Days
Lien Position
1st Position (2nd Position — Limited Special Cases)
Pre-Payment Penalty
Varies
Occupancy
Non-Owner Occupied Only
Foreign Nationals
Eligible

Program Details

Loan Types We Offer

  • Fix and Flip or Fix to Rent
  • Rental Term Loans — DSCR
  • Refinance
  • Cash Out Refinance
  • New Construction Loans — GUC (Ground Up Construction)
  • Early, Mid, to Late Construction Loans
  • Multifamily Loans
  • Bridge Loans
  • Multifamily Bridge & Construction Loans
  • SFR Portfolio Loans

Eligible & Ineligible Properties

Eligible
  • Single Family Residences (SFR)
  • Townhomes
  • Multifamily properties
  • Infill lots
Ineligible
  • Raw land
  • Condominiums
  • Owner-occupied properties

Required Documentation

  • Purchase agreement
  • 3 years tax returns
  • 6 months bank statements
  • Driver's license
  • Scope of work (renovation projects)
  • Articles of incorporation & bylaws
  • LLC operating agreement
  • As-is photos / video of property

Additional Program Terms

  • Application fee: $150 (background check & soft credit pull)
  • Hazard insurance required — lender must be listed as additional insured
  • Appraisal may be required
  • Other closing costs: customary title, recording, and transfer taxes
  • Foreign nationals eligible up to 65% LTC — U.S.-based corporation & asset only
  • Joint ventures with borrowers & investors available
  • No minimum credit score — underwriting based on comprehensive background check

At a Glance

💰
Loan Sizes
$50K – $4M+
📊
Max LTV
Up to 80%+
📅
Loan Term
Up to 12–36 Mo.
⚡
Closing Time
< 14 Days

Why Prime Pinnacle

🌐 Nationwide Lending
⚡ Fast Closings
🏗️ Flexible Structuring
🏆 Experienced Team

Ready to Fund Your Next Deal?

Speak with a Residential Lending Specialist Today.

Submit Your Deal Call Us 407-752-5996