Terms of Use

Acceptance of Terms

Your use of the Site constitutes your acceptance of these Terms and any policies or guidelines referenced within them. These Terms form a legally binding agreement between you and Prime Pinnacle Investments, LLC regarding your use of the Site.

We may update these Terms from time to time. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms. We encourage you to review this page periodically.

Eligibility

By using the Site, you represent and warrant that:

• You are at least 18 years of age and have the legal capacity to enter into a binding agreement
• If you are using the Site on behalf of a business, trust, or other entity, you have the authority to bind that entity to these Terms
• Your use of the Site does not violate any applicable law or regulation
• The information you provide through the Site is accurate, current, and complete to the best of your knowledge

We reserve the right to refuse service, restrict access, or terminate accounts at our sole discretion.

Website Scope & No Offer to Lend or Invest

The Site is provided for general informational purposes. It describes our lending programs, investment opportunities, and services at a high level so you can evaluate whether we may be a good fit for your needs.

Nothing on the Site should be interpreted as a guarantee of approval, funding, terms, pricing, or returns. All loan programs and investment opportunities are subject to underwriting, credit review, due diligence, availability, applicable law, and final written agreement.

Permitted Use

You may use the Site for your own personal, non-commercial informational purposes and to communicate with us about our loan programs and investment opportunities. You may view, download, and print individual pages from the Site for your personal reference, provided you do not remove or alter any copyright, trademark, or other proprietary notices.

Any other use of the Site — including reproduction, modification, distribution, transmission, republication, display, or performance of Site content — requires our prior written consent.

Prohibited Conduct

When using the Site, you agree not to:

• Use the Site in any way that violates applicable federal, state, local, or international law or regulation
• Submit false, misleading, or fraudulent information, including on any application, form, or inquiry
• Impersonate any person or entity, or misrepresent your affiliation with any person or entity
• Attempt to gain unauthorized access to any portion of the Site, our servers, or any related systems or networks
• Interfere with, disrupt, or circumvent any security features of the Site
• Use any automated means — including robots, scrapers, spiders, or crawlers — to access, copy, or collect data from the Site without our prior written permission
• Introduce any virus, malware, trojan, worm, or other malicious code onto the Site
• Use the Site to transmit unsolicited advertising, spam, or other unauthorized commercial communications
• Harass, threaten, or otherwise harm any other user or any Prime Pinnacle Investments representative
• Use the Site in any manner that could disable, overburden, damage, or impair its operation

Violation of any of these restrictions may result in termination of your access to the Site and may expose you to civil and criminal liability.

Intellectual Property

All content on the Site — including text, graphics, logos, icons, images, photographs, videos, audio clips, data compilations, software, page layouts, and the overall design and "look and feel" of the Site — is owned by or licensed to Prime Pinnacle Investments, LLC and is protected by United States and international copyright, trademark, trade dress, and other intellectual property laws.

The "Prime Pinnacle Investments" name and logo are trademarks of Prime Pinnacle Investments, LLC. You may not use our name, logo, or branding in any way that suggests affiliation, sponsorship, or endorsement without our prior written consent.

All rights not expressly granted in these Terms are reserved.

User Submissions

When you submit information, documents, images, ideas, or other materials through the Site (for example, through a loan application, investor inquiry, or contact form), you represent that you have the right to submit that material and that it does not infringe any third-party rights.

You retain ownership of what you submit. However, by submitting any material, you grant Prime Pinnacle Investments, LLC a non-exclusive, worldwide, royalty-free, transferable license to use, store, reproduce, modify, and process that material as reasonably necessary to evaluate your inquiry, underwrite your application, service any resulting loan or investment relationship, and comply with our legal and regulatory obligations.

We treat personal information you submit in accordance with our Privacy Policy.

Accuracy of Information & No Professional Advice

We make reasonable efforts to ensure the information on the Site is accurate and current, but we do not guarantee that all content is error-free, complete, or up to date at all times. Loan programs, pricing, terms, availability, and descriptions of investment opportunities are subject to change without notice.

Content on the Site is provided for general informational purposes only and is not intended as, and should not be relied upon as, legal, financial, tax, investment, accounting, or other professional advice. You should consult qualified professionals about your specific situation before making any financial or legal decision.

Third-Party Links

The Site may contain links to websites or resources operated by third parties. We provide those links as a convenience and do not endorse, control, or take responsibility for the content, accuracy, policies, or practices of any third-party website. Accessing third-party sites is at your own risk, and your use of those sites is governed by their own terms and privacy policies.

Disclaimers of Warranties

The Site and all content are provided on an "as is" and "as available" basis, without warranties of any kind, either express or implied. To the fullest extent permitted by law, Prime Pinnacle Investments, LLC disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, title, and any warranties arising from course of dealing or usage of trade.

We do not warrant that the Site will be uninterrupted, timely, secure, or error-free; that defects will be corrected; or that the Site or the servers that make it available are free of viruses or other harmful components. You use the Site at your own risk.

Limitation of Liability

To the fullest extent permitted by law, in no event will Prime Pinnacle Investments, LLC, its members, officers, employees, affiliates, agents, or representatives be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages — including but not limited to lost profits, lost business opportunities, lost data, or business interruption — arising out of or in connection with your use of or inability to use the Site, whether based on contract, tort (including negligence), strict liability, or any other legal theory, and whether or not we have been advised of the possibility of such damages.

In jurisdictions that do not allow the exclusion or limitation of certain damages, our liability will be limited to the maximum extent permitted by law.

Indemnification

You agree to defend, indemnify, and hold harmless Prime Pinnacle Investments, LLC and its members, officers, employees, affiliates, agents, and representatives from and against any claims, liabilities, damages, losses, costs, and expenses — including reasonable attorneys' fees — arising out of or relating to:

• Your use or misuse of the Site
• Your violation of these Terms
• Your violation of any applicable law or third-party right
• Any material you submit through the Site

We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you, in which case you agree to cooperate with our defense.

Governing Law & Jurisdiction

These Terms and any dispute arising out of or relating to these Terms or your use of the Site are governed by the laws of the State of Florida, without regard to its conflict of laws principles.

You agree that any legal action or proceeding arising out of or relating to these Terms or the Site will be brought exclusively in the state or federal courts located in Orange County, Florida, and you consent to the personal jurisdiction and venue of those courts.

Changes to These Terms

We may modify these Terms at any time by posting an updated version on the Site. The "Last Updated" date at the top of this page indicates when these Terms were last revised. Material changes will be effective when posted unless otherwise noted.

Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms. If you do not agree to the revised Terms, you should stop using the Site.

Miscellaneous

Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices posted on the Site, constitute the entire agreement between you and Prime Pinnacle Investments, LLC regarding your use of the Site and supersede all prior agreements or understandings on that subject.

Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect, and the invalid or unenforceable provision will be modified to the minimum extent necessary to make it valid and enforceable.

No Waiver

Our failure to enforce any provision of these Terms will not constitute a waiver of that provision or any other provision. No waiver will be effective unless in writing and signed by an authorized representative of Prime Pinnacle Investments, LLC.

Assignment

You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may assign these Terms without restriction, including in connection with a merger, acquisition, reorganization, or sale of assets.

Headings

Section headings are provided for convenience only and have no legal or contractual effect.

Contact Us

If you have questions about these Terms or need to reach us about any legal matter relating to the Site, please contact us: